Keep Your Home Purchase on Track

Keep Your Home Purchase on Track You’ve found your dream home. Make sure missteps don’t prevent a successful closing. Read Visit for more articles like this. Copyright 2016 NATIONAL ASSOCIATION OF REALTORS®

How to Assess the Real Cost of a Fixer-Upper House

By: G. M. Filisko When you buy a fixer-upper house, you can save a ton of money, or get yourself in a financial fix. Trying to decide whether to buy a fixer-upper house? Follow these seven steps, and you’ll know how much you can afford, how much to offer, and whether a fixer-upper house is… Read More

8 Tips for Finding Your New Home

By: G. M. Filisko A solid game plan can help you narrow your homebuying search to find the best home for you. House hunting is just like any other shopping expedition. If you identify exactly what you want and do some research, you’ll zoom in on the home you want at the best price. These… Read More

7 Steps to Take Before You Buy a Home

By: G. M. Filisko By doing your homework before you buy, you’ll feel more content about your new home. Most potential homebuyers are a smidge daunted by the fact that they’re about to agree to a hefty mortgage that they’ll be paying for the next few decades. The best way to relieve that anxiety is… Read More

4 Tips to Determine How Much Mortgage You Can Afford

By: G. M. Filisko By knowing how much mortgage you can handle, you can ensure that homeownership will fit in your budget. Homeownership should make you feel safe and secure, and that includes financially. Be sure you can afford your home by calculating how much of a mortgage you can safely fit into your budget…. Read More

QR Code – Quick Response Code

  A QR Code (Quick Response Code) is a type of bar coding that utilizes square pixels rather than the standard bars that can be scanned from a smart phone and provide additional information on a property or link to a tour or website.  QR Codes are becoming popular in all types of marketing, including real estate. … Read More

Consumer Finance Protection Bureau ( CFPB )

CFPB – Consumer Finance Protection Bureau – a government agency created to protect consumers by carrying out federal consumer financial laws by supervising banks, credit unions, and other financial companies.  The bureau works to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can follow the… Read More

Home Valuation – How to Find the Best Comps –

Whether you are looking to buy or sell, knowing what to look for and how to qualify a comparable for home valuation will ensure that you can be confident in your negotiations. Location: The closer to your house the better, but don’t just use any comparable sale within a mile radius because there may be a… Read More

5 Things Buyers Need to Know to Purchase a Home

Keep Your Home Purchase on Track By: G. M. Filisko Published: March 30, 2010 You’ve found your dream home. Make sure missteps don’t prevent a successful closing. 1. Be truthful on your mortgage application You may think fudging your income a little or omitting debts when applying for a mortgage will go unnoticed. Not true…. Read More

The Art of Negotiation…..and Why It Matters to You.

Negotiations can get tricky.  If you are the buyer looking for homes for sale in Hot Springs you don’t want to pay too much for your dream home, but you don’t want to come in so low that you offend the Seller, making the negotiations tough right out of the gate. I have seen buyers make… Read More