My Hot Springs Home

Bean Creek Cabins

Bean Creek Cabins is a unique collection of log cabins that includes an old mercantile that saw such historic figures as … [Read More]

Hot Springs Lake Condos – Glenridge Town Home

The ultimate in Hot Springs lake condos is right here at Glenridge. This rare find boasts 5 bedrooms and unparalleled … [Read More]

Hot Springs Homes – Charm and Personality

Hot Springs homes with charm and personality are hard to find! This one-level home delivers a warm and inviting living … [Read More]

Hot Springs Lake Home – Lighthouse Cove

A bargain Hot Springs lake home for sale ! This immaculate 3 / 3 town home features Two Master Suites and Two Large … [Read More]

Lake Hamilton Homes for Sale – Full Featured Lake Home

Lake Hamilton Homes for Sale A rare find among Lake Hamilton Homes for sale that offers something for everyone! … [Read More]

Full Featured Lake Hamilton Home for Sale

My Home News

A QR Code (Quick Response Code) is a type of bar coding that utilizes square pixels rather than the standard bars that can be scanned from a smart phone and provide additional information on a property or link to a tour or website. QR Codes are becoming popular in all types of marketing, including real estate. … Read More

Consumer Finance Protection Bureau ( CFPB )

March 18, 2013 By acmeyers

CFPB – Consumer Finance Protection Bureau – a government agency created to protect consumers by carrying out federal consumer financial laws by supervising banks, credit unions, and other financial companies. The bureau works to make regulations and guidance as clear and streamlined as possible so providers of consumer financial products and services can follow the… Read More

How to claim 2012 Energy Tax Credits

February 15, 2013 By acmeyers

By : Donna Fuscaldo. She has written about personal finance for more than decade for Dow Jones Newswires, the Wall Street Journal, and Fox Business News. Donna is currently a freelance writer with her own home office. The feds have resurrected, through 2013, $500 tax credits for energy-efficient home improvements, which had expired in… Read More

Don’t-Miss Home Tax Breaks

February 12, 2013 By acmeyers

By: Dona DeZube Published: January 10, 2013 From the mortgage interest deduction to energy tax credits, here are the tax tips you need to get a jump on your returns. Mortgage interest deduction Private mortgage insurance deduction Prepaid interest deduction Energy tax credits Vacation or second home tax deductions Home buyer tax credit repayment Property… Read More

Previous Home News Articles

Interest Rates

as of May 20, 2013

CONVENTIONAL 1% Orig Fee

30 Year Fixed	15 Year Fixed
3.50%	2.75%

GOVERNMENT PROGRAMS

	30 Year	15 Year
FHA	3.25%	2.75%
VA	3.25%	2.75%

** Rates subject to change without notice
*Sample of Available Rates Only
***This Information is for General Use Only and is Not in Compliance with Federal Truth in Lending requirements

Monthly Gross Income	$
Monthly Debt Expenses ^[?] Monthly Debt and Obligations Should Include: Monthly Credit Card Payments Monthly Auto Payments Monthly Child Support Monthly Association Fees Other Monthly Obligations, but NOT utility bills.	$
Down Payment:	$
Interest Rate:	%

Price of Home	$
Down Payment		%
Mortgage Term		yrs
Interest Rate		%
Monthly Payment	$

Traditional Closing Expenses
Discount Points
Origination Fee	%
Lender Processing Fees	$
Credit Report	$
Appraisal	$
Title Insurance	$
Reconveyance Fee	$
Recording Fee	$
Wire and Courier Fees	$
Endorsement Fee	$
Title Closing Fee	$
Title Document Prep Fee	$
Other Fees	$

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Bean Creek Cabins

Hot Springs Lake Condos – Glenridge Town Home

Hot Springs Homes – Charm and Personality

Hot Springs Lake Home – Lighthouse Cove